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Think Like a Lender: A Miniseries on the Five Cs of Business Credit (Part 2 – Character)

Past actions do not always foretell future outcomes, but nearly always provide meaningful insight into future behavior.  As Part 1 of our miniseries outlined, the Five Cs of Credit framework, long a mainstay of commercial lenders, provides a structured approach for trade vendors evaluating their customers’ creditworthiness.  The first C, Character, assesses a customer’s willingness,Continue reading “Think Like a Lender: A Miniseries on the Five Cs of Business Credit (Part 2 – Character)”

Think Like a Lender: A Miniseries on the Five Cs of Business Credit (Part 1 – Introduction)

Introduction Commercial lenders consider five factors – the “Five Cs of Credit” – when assessing the creditworthiness of a prospective borrower.  The Five Cs are also valuable to trade creditors.  This six-part series introduces the Five Cs from the standpoint of a trade creditor considering whether to extend credit to a new customer or extendContinue reading “Think Like a Lender: A Miniseries on the Five Cs of Business Credit (Part 1 – Introduction)”